Meet our Technology Graduates
What to Expect on our Graduate Programme
Project Spotlight: behind the scenes in Technology, Data & Innovation
Show content of RatingBot - Risk Management powered by Machine Learning
In a realm where innovation thrives, it’s more important than ever to stay ahead of the competition and in sync with evolving Risk Management techniques. To meet these needs, Deutsche Bank has created RatingBot – a solution within the bank’s next-gen Internal Rating Based Approach models that combines the power of machine learning with statistical modelling.
RatingBot uses a random, forest-based machine learning model to analyse unstructured text in complex annual reports of our clients. It provides a key qualitative input into a statistical rating methodology and helps streamline the Internal Rating Based Approach models. Moreover, it adds objective consistency in otherwise subjective qualitative analyses of unstructured inputs.
This venture was sparked by the bank's quest for a streamlined internal ratings-based approach and cultivated through agile collaboration between technology and business functions. And the story doesn’t stop there: RatingBot has opened a new horizon to explore more complex use cases that involve unstructured content and is now able to monitor news articles and other client documents.
Show content of Anti-Financial Crime & Compliance (AFCC) UX Design - putting users at the heart of solutions
The AFCC design team is dedicated to crafting banking products and services that are not only easy to use but enjoyable. At the heart of their craft lies UX design, facilitating interactions so intuitive, they become second nature.
AFCC UX design is all about understanding users' needs. Our team interacted with 150+ users to identify business pain points and opportunities. The results are evident: up to 91% customer satisfaction and notable efficiency gains, like cutting down alert handling time from 3 minutes to just 30 seconds.
Seamlessly integrating evolving tech like machine learning and diverse perspectives from users, developers and product owners are key to bringing new UX solutions to life. Our collaborative efforts, and witnessing users benefit from our designs, make this work exceptionally rewarding.
Show content of Design System - product development methodology
Entering the dynamic realm of product development, you'll encounter innovative methodology – the Design System. This powerful system achieves consistency by combining visual and functional unity. For graduates, adhering to this set of standards to manage design not only eases the learning curve but also guarantees that all creative work aligns with Deutsche Bank's brand and product identity.
The Deutsche Bank Corporate Bank Portal now employs a design system based on Google MUI (Material-UI), which has become the new standard, ensuring a modern, consistent user experience across all client-facing and internal applications in Corporate Bank. The Design System offers a library of reusable components, templates, and styles, enabling our teams to focus on getting new features to market faster, instead of reinventing the wheel.
Accessibility is central to the Design System, aligning design and inclusivity. By implementing modern accessibility guidelines, Deutsche Bank ensures its applications are usable for the widest possible audience. This system fosters collaboration and growth with a user-centric focus – and this is only the beginning. Our vision for the Design System is to broaden its canvas, infuse fresh aesthetics and incorporate features that resonate with our users' evolving needs.
Show content of PayTrack - end-to-end payment monitoring
PayTrack provides innovative end-to-end payment monitoring, with real-time status reporting for key platinum clients. By promptly identifying any major payment processing incidents, it ensures swift corrective action before clients even notice an issue.
Deutsche Bank’s payment processing landscape is vast, complex, and highly centralized, so it’s essential that instructions are monitored from receipt to completion. PayTrack listens for key lifecycle events, and if a payment is not completed as expected, a proactive investigation is launched. Since its inception in 2020, PayTrack has monitored tens of millions of payment instructions annually, detecting several major incidents for its clients that contribute well over €100 million in annual revenue.
Looking ahead, we're committed to scaling PayTrack even further. We're already developing exciting enhancements and innovations that will set new industry standards and redefine the way payments are managed.
Show content of dbSIS - data-centric surveillance
dbSIS (Surveillance Insulation Services) is a cornerstone microservice-driven application that stands as the guardian of streamlined surveillance controls, orchestrating the moving parts of transaction monitoring.
At its core, dbSIS seamlessly handles crucial tasks such as data movement, eligibility control, data mapping and analysis consolidation, all in service of ensuring a swift and compliant data flow, shielding payment engines from the labyrinth of control intricacies.
Enter dbSIS V2, a bold evolution boasting an event-driven design and the fusion of a hybrid cloud approach. This isn’t just about scaling up; it’s about embracing a future fueled by data-centricity. While the steadfast V1 has been a beacon of operation, V2 will redefine the rules of transaction surveillance.
Show content of Black Forest - AI/ML monitoring
In the heart of technological evolution at Deutsche Bank, Black Forest wields the power of artificial intelligence and machine learning to monitor client activity, uncovering anomalies and thwarting suspicious actions.
To Alin-Gabriel, a Data Scientist on the project, what truly sets apart Black Forest is its ability to unravel complex patterns within vast volumes of data from customer profiles, statistically derived features and transactions.
This AI superpower amplifies prevention and efficiency at scale while safeguarding the bank and customer accounts. As of right now, Black Forest is on a journey to the cloud and poised to set a benchmark that reverberates through the industry.
Show content of dbNetra - our in-house market insights platform
In the ever-evolving landscape of financial markets, staying ahead of the curve is not just an advantage – it's a necessity. This is where dbNetra comes into play, our cutting-edge in-house platform that’s about to revolutionise the way we perceive and navigate market insights.
Born from the desire to improve trade surveillance, dbNetra was made possible by iterative development and an agile mindset. By reconstructing trading landscapes and interweaving dynamic business data, serving as a compass for customer queries and accentuating market nuances.
With live compliance services, dbNetra ensures ethical trading, while plans include expanding to diverse bank sectors and integrating advanced features. In a world where information reigns, dbNetra promises pathways to transformative market understanding.
Show content of Speech-to-Text - leveraging Google Cloud for transcription services
Diving deep into innovative cloud technologies, Deutsche Bank's compliance voice surveillance programme monitors communications of a certain population of employees considered high risk. In partnership with Google, our compliance technology experts are planning to expand coverage by leveraging Google Cloud’s Speech-to-Text feature for a dynamic voice-to-text transcription service.
This project allowed us to explore artificial intelligence techniques and collaborate closely with the people at Google. Using Agile methodology, we smoothly worked across technology and business functions, continually validating user needs through demo intervals.
As the programme gears up to go live, there are still numerous uncharted territories within voice surveillance. The roadmap includes multi-language support, sentiment analysis and advanced speaker identification for future endeavors.
Show content of Indra - opportunities for AI-powered solutions
Project Indra stands as a bold stride forward for Deutsche Bank, ushering in the swift integration of artificial intelligence (AI) throughout the business. Our dedicated team is currently pinpointing opportunities for AI-powered solutions across every facet of the bank — whether it is AI support in detecting suspicious transactions within Anti Financial Crime, the implementation of an auto code completion solution for our software engineers or the use of generative AI to help our research team become more efficient and thereby broadening their coverage.
By streamlining repetitive tasks, we not only enhance operational efficiency but also open up avenues for creative thinking and problem-solving for our colleagues. What sets Indra apart is its alignment with the AI landscape's rapid evolution and broad bank-wide implementation of new processes.
The simultaneous rollout across all divisions showcases Deutsche Bank's dedication to staying ahead of the AI curve, propelling the bank into an era of enhanced productivity and strategic intelligence.
Show content of Customer Interaction Platform - banking on cloud
Online banking is still in its growth stage, and the financial landscape is poised for radical transformation through digital technology. Anticipating this shift, our CIP (Customer Interaction Platform – a subproject of the Postbank migration into Deutsche Bank) initiative takes center stage. Its objective: a profound change to Deutsche Bank’s online banking through the deployment of a cohesive frontend onto Google Cloud, engineered for heightened speed and security.
This is a big project that involves many parts and teams working together to set up a solid base for developers to start building on. To make things even smoother, we're using a tool called Config Sync, which follows a specific way of working called GitOps. This tool helps keep everything on track and prevents mistakes or changes that could cause issues.
The project's innovative approach, advanced features and alignment with Google's best practices position it as an industry-leading initiative. We're excited to keep moving forward and bring more customers to the new online banking system. This is just the beginning of the good things to come.